Abstract—Information technology is considered as the key driver for the changes taking place around the world. Mobile banking is the latest and most innovative service offered by the banks. The transformation from the traditional banking to e-banking has been a 'leap' change. The evolution of e-banking started from the use of Automatic Teller Machines (ATMs) and telephone banking (tele-banking), direct bill payment, electronic fund transfer and the revolutionary online banking. This study determines the consumer’s perspective on mobile banking adoption.
Index Terms—Mobile banking, information and communication technology (ICT), perceived usefulness, ease of use, risk, awareness.
Rahmath Safeena and Abdullah Kammani are with Taif University (e-mail: email@example.com).
Hema Date is with the National Institute of Industrial Engineering, Mumbai, India
Nisar Hundewale is with the College of Computers and Information Technology, Taif University.
Cite: Rahmath Safeena, Hema Date, Abdullah Kammani, and Nisar Hundewale, "Technology Adoption and Indian Consumers: Study on Mobile Banking," International Journal of Computer Theory and Engineering vol. 4, no. 6, pp. 1020-1024, 2012.